The Basics of Commercial General Liability Insurance
Being a small business owner has its ups and downs. However, there are some aspects of running your own business that doesn’t have to be a headache anymore. You can shop and compare commercial general liability insurance quotes with solid insurance companies in your area. It’s free and it’s quick.
Commercial General Liability Insurance, also known as CGL, is the most comprehensive way to protect your business and your employees. If you own a small or medium sized business and are classified as “low risk”, you might be able to qualify for the coverage you need at a price you can afford. Liability insurance covers personal injury and property damage, and associated medical costs. There are certain things to consider when choosing commercial general liability insurance.
First, if you or your employees visit a client’s place of work, or clients visit yours, you may need to consider CGL. Also, if any of your employees have access to any type of equipment that belongs to a client, you will want to make sure that your company and your client is protected. If you write or speak about a client’s business or use third-party locations for any business related activities, you will want the peace of mind that comes from CGL.
Finally, if your business is required to have general liability insurance before entering into a contract, you can find the commercial general liability insurance policy that is right for you.
Any of these factors would make your business a prime candidate for commercial general liability insurance. Any the good news is it’s easy to attain. All you need to do is fill out the online form, and within minutes, you will have several quotes from reputable insurance companies who are ready to compete for your business’ business!